Getting Married
Congratulations. Between the planning and celebrations, there are critical financial and legal decisions that must be made before you say 'I do' - decisions that will affect your wealth, your estate and your family for decades.
The Biggest Decision
Choosing your marital regime
This decision cannot be easily changed after marriage. It determines how your assets, debts and estate duty are handled - for life.
In community of property
Default (no ANC signed)
All assets and debts are shared 50/50 from the moment of marriage. If one spouse is sued, both estates are at risk.
Out of community with accrual
Most common ANC choice
Each spouse retains their own assets, but on death or divorce, the spouse whose estate grew less has a claim against the other for half the difference in growth.
Out of community without accrual
Complete separation
Each spouse's estate is entirely separate. No sharing of growth, no claims against each other. Each is responsible only for their own debts.
Critical deadline
An antenuptial contract must be signed by both parties and attested by a notary before the marriage ceremony. If you marry without one, you are automatically married in community of property - and changing this afterwards requires a court application.
The right regime depends on your specific circumstances.
Your assets, debts, business interests and risk exposure all factor into this decision. Beyond the ANC, your will, beneficiary nominations, life cover and estate plan all need to align with your new life together. We'll help you get it right - before the deadline.
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Get your financial foundation right from day one.
We'll draft your antenuptial contract, update your wills and ensure your estate plan reflects your new life together.